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Practical

SEK 39,000 does not have to be paid at once

Through Resurs Bank you can spread the fee. Over 6 or 12 months the interest is zero, and the entire additional cost is set out below before you have to ask us anything.

Interest0% over 6 and 12 months
Invoice feeSEK 45 per month
Set-upSEK 295 once
Added cost over 6 monthsSEK 565
Added cost over 12 monthsSEK 835

The full payment plan, spread over 12 months

You pay SEK 39,835 in total instead of SEK 39,000. No other charges arise as long as payments are made on time and according to plan.

  1. Month 1SEK 0
  2. Month 2SEK 3,590includes the set-up fee, a one-off charge of SEK 295
  3. Months 3–13SEK 3,295eleven months

Can I choose a different pace?

Yes. Resurs Bank offers anything from 1 to 120 months. We recommend 6 or 12, because those are the two at zero interest. Longer arrangements cost more, and then the total above no longer applies.

Where are the terms?

Resurs Bank's general terms, and the specific terms for the agreement with Vitalisera, are held by the bank. Credit terms change over time, so always check what applies right now directly with the lender before you decide.

Borrowing affects your finances

A loan can be a useful tool, but it matters that you have a plan for repaying it. If repayment becomes difficult it can affect your financial freedom later, for instance when you apply for housing or take out a contract.

If you want help building a sustainable financial path, every Swedish municipality provides budget and debt advice free of charge. More information at konsumentverket.se.

Read also

Price and paymentSee what SEK 39,000 includes, why the VAT can differ, and how you can spread the payment.
TermsWithdrawal, cancellation and what happens if we cancel.

Next course dates

The week starts on Wednesday evening and ends on Thursday, seven days and eight nights. The dates below include both the arrival day and the departure day.

DatesStepStatusCourse leader
18–26 November 2026Step 1Places availableCourse leader: Simon Forsman
24 February–4 March 2027Step 1Places availableCourse leader: Simon Forsman
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We get back to you and answer your questions. Registering your interest commits you to nothing, and you decide only after your conversation with us.